🚗 Car Loan EMI Calculator — EMI with Down Payment (Free, India)

Price, down payment, EMI — plan your car purchase in seconds.

Car price (₹) — 10,00,000 Down payment (%) — 20 Interest rate (% p.a.) — 9 Tenure (years) — 5

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Loan amount

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Monthly EMI

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Total interest

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Down payment: –

How much down payment should I make?

20–30% is typical. A bigger down payment lowers your EMI and total interest — and often gets you a better rate.

Is car loan interest tax-deductible?

Only if the car is used for business/profession — then interest can be claimed as a business expense.

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