📈 SIP Calculator — Mutual Fund SIP Returns (Free, India)

See what your monthly SIP can grow into — with year-by-year projections. Free, no signup.

Monthly SIP (₹) — 5000 Expected return (% p.a.) — 12 Time period (years) — 10 Annual step-up % (0 = none)

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Invested

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Est. returns

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Total value

InvestedReturns

Year	Invested	Returns	Value

Estimates only — not investment advice. Mutual funds are subject to market risk.

What is a SIP?

A Systematic Investment Plan invests a fixed amount every month in a mutual fund — India's most popular way to invest.

What returns can I expect?

Equity mutual funds have historically returned 10–14% p.a. over long periods. Use 10–12% as a conservative estimate.

What is a step-up SIP?

Increasing your SIP amount every year (e.g. 10%) to match income growth — it dramatically boosts the final corpus.

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